A personal umbrella policy will give you $1,000,000 or more of personal liability coverage. You are only required to carry homeowner insurance (or renter insurance) with limits of $300,000 or higher and auto insurance with limits of $100,000 per person and $300,000 per accident or higher. You are not required to insure your home or autos with www.ChaseAgency.com in order to qualify for our personal umbrella policy.
If you have higher auto limits, get a quote from your insurance company to lower your limits to $100,000 per person and $300,000 per accident. Calculate your savings. Get a quote for personal umbrella insurance at www.ChaseAgency.com. If the cost of your personal umbrella is less than the amount of money you can save on your car insurance by lowering your limits, you can save money AND have $1,000,000 or more of auto liability coverage.
If you have drivers in your household younger than age 22, the personal umbrella policy will require you to have auto liability limits of at least $250,000 per person and $500,000 per accident or higher.
If you have had a DUI or DWI in the past 5 years, you will be required to have auto liability limits of at least $500,000 per person, per accident.
If approved, coverage will be issued by one of many of the dozens of companies that we issue coverage through. All are rated A- or better by A.M. Best.
send a secure email describing what you need and a representative will contact you.
Or you can email us the declarations page from your current wind policy
*Policies for wind-only coverage will be issued through your state's "wind pool". If your property is not eligible for the "wind pool" or if your state does not have a "wind pool", a surplus lines insurer will issue coverage.