Environmental & Pollution Liability
for general contractors and artisan & trade contractors
Information and online form to get you started
Typical Customers: Plumbing, HVAC & mechanical, electrician, painting, & roofing contractors as well as
pipe fitters, landscapers, waterproofers, mold abatement contractors, excavators, carpet cleaners,
restoration contractors, etc.
Some Potential Exposures:
Maintenance errors from heating, ventilation and air conditioning can result
in the
release of airborne bacteria or carbon monoxide build up.
Development of mold or fungus from water intrusion due to incorrect installations, piping or HVAC errors,
wet materials or improper sealing procedures.
Overspray of paint and roofing polymer can damage vehicles, roofs, trees, and shrubbery.
Overspray can also be readily moved through ventilation units of neighboring buildings, causing noxious fumes.
Spray-on roofing operations can result in spills of urethane, polymer or thinners, which can reach open drains,
soil or surface water.
Commercial pollution liability is available claims-made or occurrence
Mold Coverage is only available on Claims-made basis
Policy can include: Transportation pollution liability and blanket additional insureds
Typically flat-rated (no audit)
Common Issues: Start-up mold contractors must have industry experience
Common Underwriting Requirements: commercial general liability and commercial pollution liability "loss runs",
most recent year-end financial statements, copy of expiring declarations page
Chase Carmen Hunter, www.ChaseAgency.com, and Chase Financial Services Since 1993 offer services to residents of any country in the world including the following states of the United States of America:
Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts,
Michigan,
Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma,
Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington,
West Virginia, Wisconsin, Wyoming. Not all products are available in all states.
