Close Window
 
We Sell Animal Liability Insurance, Including Insurance for Dangerous Dogs and Circus Animals, for Much Less Than Our Florida Competition. Our Premiums Start At Only $138 Annually.
  • Never A Credit Check
  • Buy Over The Telephone Or Internet Instantly
  • 24 Hours Per Day; 7 Days Per Week
Our Florida Competition Orchestrated A Conspiracy To Obtain A Fraudulent $10,000,000 Judgment Against Us. Obviously, Our Florida Competition Can't Compete With Us. So, A String Of Conspirators Took Action To Obtain This $10,000,000 Judgment To Destroy Our Business. CLICK HERE TO VIEW THE COURT DOCUMENT
Even Our Florida Competition Has An Employee Who Purchased Her Dog Insurance From Us: Donna D Nolan, Florida Licensed Insurance Agent #E024920, Who Works At Lester Kalmanson Agency, Inc. Used Her Credit Card On May 14, 2010, To Purchase An Animal Liability Policy From Our Agency For Her Tenant. CLICK HERE TO VIEW IT
  • We Sell This Insurance 24 Hours Per Day and Instantly Online Or By Phone. You Get Your Proof of Insurance Within 30 Minutes.
    • Our Florida Competition Sells This Insurance Only During Business Hours, Monday Through Friday, and Only After They Receive The Original Application and Full Premium IN THE MAIL.
  • We Accept Downpayments As Low As 20%.
    • Our Florida Competition Requires You To Pay The Full Annual Premium Before Binding Coverage.
BEWARE! Lester Kalmanson Agency Inc In Florida REQUIRES A "CANINE WARRANTY". YOU CAN FIND THIS "CANINE WARRANTY" UNDER QUESTION #25 OF THEIR APPLICATION AND ATTACHED TO THE POLICY ONCE ISSUED. CLICK HERE TO VIEW IT. Notice That It Applies To All Dogs; Even To Dogs That Have Not Been Deemed Dangerous Or Vicious By An Animal Control Officer Or Judge And Even To Dogs Physically Located Inside Their Own Homes.




How Do We Know We Cost Less?
  • Click Here To See Our Policy For Under $500 With A $5000 Deductible Compared To Lester Kalmanson Agency Inc's Policy For More Than $1000 With A $10,000 Deductible


  • A Customer Purchased A Policy From Chase Carmen Hunter Insurance In March 2010 For About $224 (Which Includes All Fees) With A $0 Liability Deductible After Having Gotten A Quote From Lester Kalmanson Agency Inc. For $647 For A Policy With A $3500 Deductible. Click Here To View The Issued Policy And The Kalmanson Quote


  • A Customer In Washington Told Us In October 2009 That Lester Kalmanson Insurance Inc Gave Him a Quote of $2700 for a $250,000 Limit With a $500 Deductible. He Said That Lester Kalmanson Agency Inc Did Not Take Any Application Information From Him Or Provide Him With a Written Quote. Before We Had Any Knowledge That This Customer Had Contacted Lester Kalmanson Agency Inc (The Local Animal Control Office Referred Him To Lester Kalmanson Insurance.), We Quoted This Same Customer a Rate of About $800. The final, fully-underwritten quote came back from underwriting at $946.84. Click Here To Read The Customer's Statement.


  • We Sold a Policy In 2009 to a Texas Resident for a Dangerous Dog for $300 Annually. When The Local Animal Control Officer, Who Later Admitted To Having Little Insurance Knowledge, Told The Dog Owner That He Thought Her Policy Was Fake; The Dog Owner, Whose First Language Was Not English And Who Felt Desperate, Bought Another Policy From Lester Kalmanson Insurance For $2400.
    • Click Here To Compare The Two Policies. The Lester Kalmanson Agency Inc Policy Was Originally Only $1958.66 But This Did Not Include "Off-Premise" Coverage Which Was Later Endorsed Onto The Policy For About $400 More. We Have Verifiable, Documented Proof That The Texas Department Of Insurance Objects To Us Educating Texas Consumers About This Fact, And, In Fact, Favors The $2400 Kalmanson Policy Over Our $300 Policy. The Texas Department Of Insurance Has Threatened To Terminate Our Texas License Due To This Advertising When There Is Absolutely No Basis To Do So. But We Won't Be Scared Away By Such Tactics. The Conspiracy To Keep Consumers In The Dark About Where They Can Find Affordable Insurance Includes Many Different Players In The Insurance Industry, At Many Different Levels. We Believe The Solution Here Is To Stay Out Of Trouble And Keep Your Dog In Your Control At All Times! The Consequences Can Be Devastating. We Have Heard Horror Stories Of A Dog Warden Taking A Dog Into Custody Until The Owner Provides Him With Proof Of Insurance. But After The Dog Owner Purchased The Insurance And Brought It To The Dog Warden, It Was Discovered That The Dog Warden Euthanized The Dog In Their Custody "By Mistake". There Is An Unnatural Fear Of Dogs In Every Community And Many Of Those In Authority Want Nothing Less Than To Euthanize These Animals. Don't Give Them Any Reason To Do So And Get An Attorney To Help You The Minute You Encounter An Unreasonable Authority Figure!
  • Our Rates are Determined ONLY by The Breed, Weight & Bite History of The Animal.
    • We Only Count Bites Involving Injury To A Person. Whereas Lester Kalmanson Agency Inc Penalizes A Dog That Bites A Cat, Raccoon, Or Dog As Well As Bites A Person. Their Application Specifically Asks About Any Incidents Involving An Animal. Ours Does Not. And We Don't Penalize An Animal Unless It Harms A Person. Our Typical Penalty For Biting A Person Adds Only About $25-$100 To The Annual Premium Regardless Of The Cost Or Seriousness Of The Injury Suffered.


    • Click Here To View A Quote Provided By Lester Kalmanson Agency Inc. In The Fall Of 2009 That Shows The Dog Is Penalized For "1 Incident". We Know That This "Incident" Involved This Applicant's Dog Biting Another Dog. But Since We Do Not Penalize Dogs That Bite Another Animal, We Issued Coverage For This Dog For Less Than $950 For Six (6) Months. Click Here To View Our Issued Policy. Even Though The Lester Kalmanson Insurance Quote Located At The Link Above Does Not Stipulate That The Quote Provided Is For Twelve (12) Months; We Believe That It Was A Twelve-Month Quote. If Lester Kalmanson Agency Inc Offered A Six-Month Quote, They Would Multiply The Annual Premium By .65 To Calculate The Six-Month Premium. $2925 (The Premium Shown On The Lester Kalmanson Insurance Quote) Multiplied By .65 Results In A Final Six-Month Premium Of $1901.25 Which Is Two Times Higher Than Our Six-Month Premium Of Less Than $950.


    • Here Is Another Example Of A Customer Whose Dog Was Penalized For "1 Incident" By Lester Kalmanson Agency, Inc. The Customer Purchased A Policy From Chase Carmen Hunter Insurance In 2010 For About $818 (Which Includes All Fees) With A $2500 Liability Deductible After Having Gotten A Quote From Lester Kalmanson Agency Inc. For $1135 For A Policy With A $7500 Deductible. Click Here To View The Issued Policy And The Kalmanson Quote.
  • Click Here To Read What Another Insurance Professional Said About How Chase Carmen Hunter Insurance Compares To Lester Kalmanson Agency Inc.


  • Click Here To Read About A Dog Owner's Experience With Lester Kalmanson Insurance In Palm Bay, Florida, In Which She Stated That Lester Kalmanson Agency Inc Was The Only Agency Offering Dangerous Dog Insurance. That Is No Longer The Case. And Consumers Have Other Options. You Are On The Right Webpage To Explore Your Options.





    • Dangerous Dog Insurance and
    the Installation of Dangerous Dog Fencing

    Guaranteed To Meet All State, City, County, and Municipal Requirements

    Our Rates Are Up to 50% Less Than Our Florida Competition!





    Chase Carmen Hunter Insurance, a Licensed Insurance Agent, Has Partnered With Maranatha Construction, a Licensed Home Improvement Contractor, to Help Dog Owners Comply with Animal Control Laws Regarding Dangerous & Vicious Dogs In All US States!
    • Get Instant Online Quotes and Buy Online 24 Hours Per Day!
    • You Can Buy Only The Insurance, Only The Fencing, or Both The Insurance & The Fencing Online.
    • Payment Options Include Cash, Check, Paypal, Credit Cards, & Financing (Short-term loan)